Renting a home is extortion.
Instead one should pay a version of rent that basically covers the landlord's mortgage and any service costs.
Whatever the replacement system is called, all money paid to the landlord is returned to the tenant when they move.
Deductions are made for the landlord's mortgage and any service/repair costs.
Housing benefit for people with low incomes should be replaced with a grant to pay towards the deposit and an agreement from the tenant to pay the interest on any mortgage.
There could arguably be a citizen's income (or UBI, Universal Basic Income) scheme to cover this and encourage people to work or allow them to study/volunteer.
People who inherit property should pay a percentage of the property's value, say 0.5%, to the community as tax or contributions.
Instead one should pay a version of rent that basically covers the landlord's mortgage and any service costs.
Whatever the replacement system is called, all money paid to the landlord is returned to the tenant when they move.
Deductions are made for the landlord's mortgage and any service/repair costs.
Housing benefit for people with low incomes should be replaced with a grant to pay towards the deposit and an agreement from the tenant to pay the interest on any mortgage.
There could arguably be a citizen's income (or UBI, Universal Basic Income) scheme to cover this and encourage people to work or allow them to study/volunteer.
People who inherit property should pay a percentage of the property's value, say 0.5%, to the community as tax or contributions.
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